“For many years, the proficient staff at Yozell has provided us with timely information on the benefits marketplace. Yozell has also excelled at sourcing alternative benefit scenarios and cost effective renewal options.”

John Franciosa
Chief Financial Officer
Pastene

PRODUCTS & SERVICES

Benefit Strategies

Support our client's core business and human resources mission
Promote the highest level of client satisfaction with timely, accurate and consistent information about benefit plans
Leverage our business and reputation to exact the best possible pricing from vendors for our clients
Lessen the in-house burden of an increasingly sophisticated benefits environment by reengineering and streamlining administrative processes

Products

We are a proactive, hands-on firm, whose primary business is employee insurance programs including:

Life and AD&D Insurance
Basic Supplemental/Optional Dependent Business Travel Accident	Executive Carve Out Keyman Buy-Sell Individual

Short Term Disability	Long Term Disability

Salary Continuation Self-funded/Advice to Pay Insured Programs Plan Design	Group Program Executive Carve Out

Dental	Medical

Fully-insured Self-funded Voluntary	Fully-insured Self-funded
Group Auto/Homeowners Programs 401 (k) Section 529 College Savings Plans

Long-Term Care	Section 125

Group Voluntary Individual	Premium Conversion Medical Reimbursement Accounts Dependent Care Assistance
Services
Compliance
5500 Summary Plan Descriptions Plan Documents	COBRA HIPAA State Mandates ERISA
Cost Sharing Implementation Ongoing Support Benefit Statements
Benefits Technology Solutions Employee Benefit and Human Resource Intranet Sites (password required) Employee Communication Electronic Enrollment HRIS Technology