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Yozell Associates is an employee-benefits, health, and welfare insurance brokerage firm that provides design, marketing, and support services to small through mid-size employers. We take pride in many long-term client relationships. By effectively utilizing over fifty years of sound vendor relationships, we are able to offer our clients competitively priced, innovative programs of the highest quality available. What To Watch In 2009...
What's New
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What's Really Driving the Increase in Health Care Premiums? By the WellPoint Institute of Health Care Knowledge
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Free Financial Literacy Workshop
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COBRA Premium Subsidy Denial Appeals Procedure The U.S. Department of Labor has released the COBRA Premium Subsidy Denial Appeals Procedure for qualified beneficiaries to follow if they have been denied a request to be treated as an Assistance Eligible Individual. It contains instructions for the person to follow and provides an online application process for the individual to complete and submit to the DOL for review.
To file the appeal, the qualified beneficiary will need the following information to be able to complete the application successfully.
- COBRA election notice;
- Information on your plan sponsor, employer, insurance company, and/or plan administrator;
- A "Request for Treatment as an Assistance Eligible Individual" or other form used to request the premium reduction;
- Insurance information card;
- Payroll stubs showing deductions for health benefits;
- Any documents detailing the date and circumstances of the termination of the employee’s employment; or
- Any documentation you were provided regarding the denial of the premium reduction
To view all the DOL information, please click on the DOL website link at http://www.dol.gov/ebsa/COBRA/main.html
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Welcome Codman Academy Charter Public School! Codman Academy Charter School received its charter from the Massachusetts Department of Education on February 27, 2001.The school opened in September 2001 on the site of Codman Square Health Center with a founding class of 29 ninth graders. CACS was Dorchester’s first charter high school. The school was created in response to a strong community need for a college preparatory, small high school in the Codman Square/Four Corners area. Codman Academy has been praised for its high retention rates and for steering nearly all of its graduates into colleges and universities. The Codman Academy Charter Public School’s mission is to prepare students for full participation in the intellectual, economic and civic life of society. The school ensures preparation for and access to further education, by developing the skills and vision to undertake a rewarding career. The school encourages the motivation and character to engage deeply and productively in community life. Yozell Associates looks forward to working closely with Codman Academy’s Employee Benefits Staff.
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Welcome New England Veterinary Oncology Group! Long- time friend of Yozell Associates, Kerrin Corrieri, Director of Human Resources of NEVOG (the New England Veterinary Oncology Group, LLP) reconnected with John Yozell in May. NEVOG, located in Waltham, Massachusetts, is the only private referral veterinary oncology care center in New England.
NEVOG’s state-of-the-art facility was designed exclusively to serve the needs of veterinary oncology patients to provide the highest quality care. NEVOG’s capabilities include on-site radiation therapy, a CT scanner, and full service chemotherapy delivery. NEVOG and its staff members are committed to providing comprehensive cancer care and treatment for their patients, as well as care and compassion for the family members.
Yozell Associates looks forward to partnering with NEVOG and Kerrin.
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Congratulations Big Sister Association of Greater Boston and Community Servings | Winners of the 2009 MNN Nonprofit Excellence Awards!
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IRS Increases 2010 HSA Contribution Maximums
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Harvard Pilgrim White Paper | Consumer Driven Health Plans: Are they right for you? In difficult financial times, every dollar counts. Economic conditions are forcing everyone to think about ways to save money like never before. We’re questioning what we really need to purchase, what we can afford, and where to find the best values for our money.
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New Form I-9 Is Effective April 3, 2009
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COBRA ARRA Notices
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Welcome New Clients!
The Carroll Center for the Blind We are pleased to announce the addition of our new client, The Carroll Center for the Blind located in Newton Massachusetts. The Carroll Center is a private, non-profit agency which serves persons of all ages who are blind or visually impaired. The Carroll Center has served the needs of blind and visually-impaired persons for 70 years. The Center provides rehabilitation, skills training, and educational opportunities to achieve independence, self-sufficiency, and self-fulfillment. Additionally, The Carroll Center educates the public regarding the potential of persons who are blind and visually-impaired. The Center has pioneered innovative methods for blind persons to gain independence in their homes, in class settings, and in their work places. These include evolving technologies, adaptive methods, individualized instruction, and personalized therapies. We would like to thank long-time friend to Yozell Associates, Jonathan Caldwell, for the introduction to the Carroll Center. Yozell Associates welcomes the opportunity to work with another admirable non-profit organization in the Boston area. Mass 20/20 Sheila Murphy, a former client, contacted Yozell Associates in January to assist Mass 20/20 conduct a comprehensive assessment of their current employee benefits and annual expenditures. Founded in 2000 by Chris Gabrieli, a civic and business entrepreneur, and Jennifer Davis, former Deputy Assistant Secretary at the U.S. Department of Education, the Mass 20/20 mission is to expand educational and economic opportunities for children and families across Massachusetts. Marijane Norris Geary and Allison Grossman met with Sheila to develop a list of 2009 priorities and timeline for implementation. dbMotion
dbMotion is a premier provider of health care information integration software. This solution provides clinicians and applications access to real-time, integrated clinical information. dbMotion’s international headquarters are located in Israel with offices in Pittsburgh, Pennsylvania. Marijane Norris Geary and John Yozell met with Peter McClennen, President of dbMotion, to discuss dbMotion’s benefit goals and needs. Yozell Associates welcomes dbMotion as our new client and thanks Brian McNally of Atlantic Benefit Group for the introduction!
Physicians for Human Rights
Yozell friends, Ryan Thibodeau and Brenda Smith contacted Yozell Associates in November to review the benefit offerings at Physicians for Human Rights (PHR). This organization “mobilizes health professionals to advance health, dignity, and justice and promotes the right to health for all.” PHR investigates human rights abuses and works to stop them. Physicians for Human Rights is a member of the International Federation of Health and Human Rights Organizations (IFHHRO) which promotes monitoring health-related human rights, including the right to health. Yozell Associates welcomes the opportunity to work with another admirable non-profit organization in the Boston area.
H. Levenbaum Insurance and K.W. Insurance Agency
Yozell Associates is pleased to announce the addition of two new clients, H. Levenbaum Insurance and K.W. Insurance Agency. H. Levenbaum Insurance joins Yozell Associates from their headquarters in Dorchester, Massachusetts. Levenbaum provides a wide variety of insurance related products and services to individuals and businesses throughout Eastern Massachusetts. Founded in 1923, H. Levenbaum is one of oldest and largest family owned insurance agencies in Dorchester. KW Insurance Agency serves the insurance needs of individuals and families in Brookline, Dedham, Westwood, Norwood, Hyde Park, West Roxbury, Needham and throughout Massachusetts. KW Insurance offers an array of Personal Insurance Services including automobile, homeowners, personal liability, watercraft and flood. Yozell Associates is excited to add these two new organizations to the client portfolio and we look forward to working closely with them.
Architectural Resources of Cambridge
Recently Yozell Associates partnered with Architectural Resources of Cambridge as their employee benefits broker. Founded in 1969, ARC/Architectural Resources of Cambridge is a nationally recognized architectural, planning and interior design firm. The firm has received over 60 awards from a wide range of professional associations and publications. Marijane Norris Geary and John Yozell met with Olga Koza to conduct a comprehensive review and adequacy of the company's life and disability plans. As a result of our findings ARC implemented disability plan improvements which will now provide all members of the firm with appropriate financial protection in the event of a future long term disability occurrence. Yozell Associates is pleased to be working with Olga and welcomes ARC as our new client!
Karen Clark & Company
Karen Clark & Company helps senior executives and boards of directors make sure their companies have in place effective risk management processes. Karen Clark, President and CEO, was honored with an award certificate for the 2007 Nobel Peace Prize bestowed on the Intergovernmental Panel on Climate Change (IPCC). Marijane Norris Geary met with Karen and her employees to discuss and select the most appropriate health plan to meet both their financial and personal health care goals.
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Fair Share Contribution Filing Frequency for 2009 The schedule of required Fair Share Contribution reporting for employers has recently been implemented for FSC 2009. Under this schedule, most firms will continue to file on an annual basis. Only firms that are likely to be liable for a Fair Share Contribution will be required to file with the state on a quarterly basis.
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Nike Reuse-A-Shoe and One World Running
Donate your used sneakers!
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Paid-Time Off Survey for Non-Profit Clients
Survey Summary Results
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Kaiser Family Foundation, Wages and Benefits: A Long-Term View Recent polls show that a substantial portion of families worry about whether their incomes will keep pace with rising prices generally and whether they will have to pay more for health care or health insurance. . . Read more
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